Camera Insurance

Modern camera equipment can be tempting and lucrative target for thieves and is prone to accident damage from a variety of causes. It is also vulnerable when away from a secure environment and travelling and this is when our insurance will offer you the best coverage. Home or business policies rarely provide adequate cover for theft or damage outside the home or office environment and this is where Chubb's specialist policies provide the most comprehensive cover.

Your Camera equipment does not have to be new, we will cover used equipment provided it has a signed condition report from an approved agent or manufacturer's service facility. We will also insure equipment purchased overseas on a case by case basis. Please contact us first.

• Theft Cover
• Loss in Transit
• Theft from a secure vehicle
• Accidental Damage Cover
• Worldwide cover for upto 28 days per trip (extendable)
• Excess from $100
• Use your own repairer
• 48 hr claim turnaround
• Underwritten by Chubb Insurance

Subject to a valid claim, this policy will pay for replacement or repair of your camera equipment. The aim is to get you back in business as quickly as possible.

Please review Quoting Guidelines and Policy Summary before proceeding.

The 5 Simple steps to complete your Camera Insurance

1. Download the PDF Forms below
2. Complete all sections of the Forms
3. Calculate your Premium with the Calculator above on this page
4. Select and complete the payment system on the Application Form
5. Email, Fax or Mail all Forms to the address on the Application Form

DOCUMENTATION:
Please download the following individually, by clicking on the buttons:

If you do not have a PDF Reader, click on this button to download:

THEFT COVER
Provided your camera equipment is supervised or in a secured environment like your home, a locked vehicle or a robust and secured case when travelling, our insurance will protect your against theft of your equipment.

This cover operates worldwide for up to 28 days and can be extended if required. Please call us for more details.

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LOSS in TRANSIT
Cameras and accessories are tempting and lucrative targets for thieves while you are travelling.

This policy will cover your photographic equipment for both theft and accidental damage while your are in transit.

To minimise the chances of damage, we recommend robust travel cases be used for camera equipment.

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THEFT FROM A LOCKED VEHICLE
Most insurance policies will not cover camera equipment against theft from a vehicle, but this does occur and many claims are received due to this occurance.

Our policy covers your camera equipment if it stolen from a locked vehicle by forced entry.

Other policies stipulate that your equipment should be out of sight, preferably in a locked boot. We always encourage people to protect their equipment from view, but will pay claims if this is not the case and your camera equipment is stolen via forced entry into a locked vehicle.

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ACCIDENTAL DAMAGE COVER
More claims are received for accidental damage to photographic equipment that for theft. Typically claims are received for cameras and lenses that have been dropped or a tripod has fallen and also liquid spills.

Having a fully featured insurance policy that offers cover for these events makes sense.

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WORLDWIDE COVER; 28 days per trip (extendable)
People often travel overseas with camera equipment and the average insurance policy it totally inadequate for protecting your cameras whilst travelling.

Travel policies tend to have high excesses and have significant limits on insured item values, so provide minimal insurance on high value equipment.

With this Protecsure policy, your camera equipment is automatically covered for trips of upto 28 days and this is extendable to a maximum of 90 days by an additional premium.

We recommend that camera equipment is transported in robust, locked camera cases when flying and not travelling as hand luggage

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POLICY EXCESS from $100
Many home, contents and business policies have an excess of $250 or more, which adds to the financial burden when you have to make a claim.

Our insurance policies offer an excess from as little as $100, meaning you will be far less out of pocket in the event of a claim.

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USE YOUR OWN REPAIRER
Many insurance companies have preferred repairers and will shop around for the cheapest price to repair or replace your equipment.

With our policy, we simply ask you to go back to where you purchased your camera equipment and obtain a quote from them. In 99% of cases this will be approved, allowing you to select the repairer of your choice. You can of course take your equipment to any repairer, so long as they are qualified and their quote is reasonable.

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48hr CLAIMS APPROVAL PROCESS
Many insurance companies may take up to 30 days of longer to approve and complete a claim. This can be very frustrating when you may be faced with the additional cost of hiring equipment.

Protecsure's normal service standard is to respond to claims within 48hrs. They want to process any claim as quickly as possible.

Claim forms and instructions are downloadable from this site together with the contact numbers you may require.

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UNDERWRITTEN by CHUBB INSURANCE
No Australian insurer has a higher credit rating than Chubb Insurance. So if anything does happen to your valuable equipment, you can be sure Chubb will be around to complete your claim.

Chubb Insurance has also received many accolades for its claims service, their focus is to resolve your claim in the shortest possible time.

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