Laptop & iPhone Insurance

Unfortunately highly portable electronic equipment such as Laptops, iPhones and PDAs experience a high theft rate, statistics indicate that more than 50,000 laptops alone are stolen each year in Australia, that's one every 10 minutes!!! Electronic items such as these pose a tempting and financially rewarding target for thieves.

Equipment covered by this insurance category includes:

Most home and business policies do not cover laptops, iPhones and other small electornic equipment when damage occurs outside your home or office and this is where these indespensible items are at their most vulnerable.

To insure your electronic equipment, establish the replacement cost and use this value as their 'Equipment Value' in our online Premium Calculator.

Our specialise equipment insurance goes way beyond what most other policies offer:

• Theft Cover
• Loss in Transit
• Theft from a secure vehicle
• Accidental Damage Cover
• Worldwide cover for upto 28 days per trip (extendable)
• Excess from $100
• Use your own repairer
• 48 hr claim turnaround
• Underwritten by Chubb Insurance

In the event of a valid claim, this policy will pay for either repair or replacement of your equipment. We will endeavour to get you up and going again as soon as practical. Most claims are turned around within 48 hrs.

Please review Quoting Guidelines and Policy Summary before proceeding.

The 5 Simple steps to complete your Insurance Application

1. Download the PDF Forms below
2. Complete all sections of the Forms
3. Calculate your Premium with the Calculator above on this page
4. Select and complete the payment system on the Application Form
5. Email, Fax or Mail all Forms to the address on the Application Form

DOCUMENTATION:
Please download the following individually, by clicking on the buttons:

If you do not have a PDF Reader, click on this button to download:

THEFT COVER
Laptops, iPhones, PDAs and the rest present and easy target for thieves and are easily resold, so the underwriters see a lot of claims for Laptop thefts.

Provided your equipment is supervised or in a secure environment like your home, office or a locked vehicle, our insurance will protect you against theft of your laptop.

This cover operates worldwide for up to 28 days and can be extended if required. Please call us for more details.

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LOSS in TRANSIT
Laptops are tempting and lucrative targets for thieves while you are travelling.

This policy will cover your Laptop or Tablet Computer for both theft and accidental damage while you are in transit.

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THEFT FROM A LOCKED VEHICLE
Most insurance policies will not cover Laptops, iPhones, PDAs etc against theft from a vehicle, but this does occur and many claims are received due to this occurance.

Our policy covers your electronic equipment if it is stolen from a locked vehicle by forced entry.

Other policies stipulate that your Laptop, iPhone or PDA should be out of sight, preferably in a locked boot. We always encourage people to protect their equipment from view, but will pay claims if this is not the case and your laptop is stolen via forced entry into a locked vehicle.

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ACCIDENTAL DAMAGE COVER
More claims are received for accidental damage to laptops than for theft. Typically claims are received for Laptops, iPhones, PDAs etc that have been dropped, suffered liquid spills, fallen from cable trip-ups or the owner has slipped or fallen.

Having a fully featured insurance policy that covers for items like repairs to screens, motherboards and cracked cases makes sense.

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WORLDWIDE COVER; 28 days per trip (extendable)
People often travel overseas with Laptops, iPhones, PDAs etc and the average insurance policy does not cover this type of equipment whilst travelling abroad.

Travel policies tend to have high excesses, so provide minimal insurance on electronic equipment and you can be left significantly out of pocket.

With this policy, your Laptop, iPhone o PDA is automatically covered for trips of up to 28 days and this is extendable by an additional premium.

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POLICY EXCESS from $100
Many home, contents and business policies have an excess of $250 or more, which adds to the financial burden when you have to make a claim.

Our insurance policies offer an excess from as little as $100, meaning you will be far less out of pocket in the event of a claim.

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USE YOUR OWN REPAIRER
Many insurance companies have preferred repairers and will shop around for the cheapest price to repair or replace your equipment, you may find this unsuitable.

With our policy, we simply ask you to go back to where you purchased your insured item and obtain a quote from them. In 99% of cases this will be approved, allowing you to select the repairer of your choice. You can of course take your equipment to any repairer, so long as their quote is reasonable.

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48hr CLAIMS APPROVAL PROCESS
Many insurance companies can take up to 30 days or longer to approve and complete a claim. This can be very frustrating when you want to get the repairs or a replacement underway as soon as possible.

Protecsure's normal service standard is to respond to claims within 48hrs. They want to process your claim as quickly as possible.

Claim forms and instructions are downloadable from this site together with the contact numbers you may require.

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UNDERWRITTEN by CHUBB INSURANCE
No Australian insurer has a higher credit rating than Chubb Insurance. So if anything does happen to your equipment, you can be sure Chubb will be around to complete your claim.

Chubb Insurance has also received many accolades for its claims service, their focus is to resolve your claim in the shortest possible time.

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