Mobile Medical Equipment Insurance

Electronic equipment is vulnerable to theft as well as accidental damage through being dropped, impact with livestock, liquid spills and a variety of other unusual causes.

These situations increase with portable equipment that is not always located in secure premises. Portable equipment is at its most vulnerable when you are travelling.

Unfortunately most home and business policies do not cover theft and damage to this type of equipment, particularly when it occurs outside the home or surgery, and this is exactly when you are most likely to need insurance protection.

• Theft Cover
• Loss in Transit
• Theft from a secure vehicle
• Accidental Damage Cover
• Worldwide cover for upto 28 days per trip (extendable)
• Excess from $100
• Use your own repairer
• 48 hr claim turnaround
• Underwritten by Chubb Insurance

In the event of a valid claim, this policy will pay for either repair or replacement of your medical equipment. We will endeavour to get you up and going again as soon as practical. Most claims are turned around within 48 hrs.

Please review Quoting Guidelines and Policy Summary.

The 5 Simple steps to complete your Laptop Insurance

1. Download the PDF Forms below
2. Complete all sections of the Forms
3. Calculate your Premium with the Calculator above on this page
4. Select and complete the payment system on the Application Form
5. Email, Fax or Mail all Forms to the address on the Application Form

Note: We have discovered the calculator is having a problem with some browsers, if your encounter this please contact us for quote figures while we are working on the solution.

DOCUMENTATION:
Please download the following individually, by clicking on the buttons:

If you do not have a PDF Reader, click on this button to download:

THEFT COVER
Electronic equipment presents an easy target for thieves and can often be easily resold, so the underwriters see a lot of claims for electronic equipment.

Provided your equipment is supervised or in a secure environment like your home, office or a locked vehicle, our insurance will protect you against theft.

This cover operates worldwide for up to 28 days and can be extended if required. Please call us for more details.

(Top)

LOSS in TRANSIT
Electronic equipment can be tempting and lucrative targets for thieves while you are travelling.

The Protecsure policy will cover your equipment for both theft and accidental damage while you are in transit.

(Top)

THEFT FROM A LOCKED VEHICLE
Most insurance policies will not cover electronic equipment against theft from a vehicle, but this does occur and claims are received due to this occurance.

Our policy will cover your equipment if it is stolen from a locked vehicle by forced entry.

Other policies stipulate that electronic equipment should be out of sight, preferably in a locked boot. Though we always encourage people to protect their equipment from view, sometimes this is not always possible, but we will pay claims if your electronic equipment is stolen via forced entry into a locked vehicle.

(Top)

ACCIDENTAL DAMAGE COVER
More claims are received for accidental damage to electronic equipment than for theft. Typically claims are received for equipment that have been dropped, suffered liquid spills, fallen or even kicked by livestock.

Having a fully featured insurance policy that covers repairs to electronic equipment makes sense.

(Top)

WORLDWIDE COVER; 28 days per trip (extendable)
Business often requires overseas travel and the average insurance policy does not cover electronic equipment whilst travelling abroad.

Electronic equipment is often beyond the scope of travel policies and other general equipment policies may have high excesses if they include overseas travel cover, so can leave you significantly out of pocket.

With this policy, your electronic equipment is automatically covered for trips of upto 28 days and this is extendable by an additional premium.

(Top)

POLICY EXCESS from $100
Many home, contents and business policies have an excess of $250 or more, which adds to the financial burden when you have to make a claim.

Our insurance policies offer an excess from as little as $100, meaning you will be far less out of pocket in the event of a claim.

(Top)

USE YOUR OWN REPAIRER
Many insurance companies have preferred repairers and will shop around for the cheapest price to repair or replace your equipment, you may find this unsuitable.

With our policy, we simply ask you to go back to where you purchased your electronic equipment and obtain a quote from them. In 99% of cases this will be approved, allowing you to select the repairer of your choice. You can of course take your equipment to any repairer, so long as their quote is reasonable.

(Top)

48hr CLAIMS APPROVAL PROCESS
Many insurance companies can take up to 30 days of longer to approve and complete a claim. This can be very frustrating when you want to get repairs or a replacement underway as soon as possible.

Protecsure's normal service standard is to respond to claims within 48hrs. They want to process your claim as quickly as possible.

Claim forms and instructions are downloadable from this site together with the contact numbers you may require.

(Top)

UNDERWRITTEN by CHUBB INSURANCE
No Australian insurer has a higher credit rating than Chubb Insurance. So if anything does happen to your equipment, you can be sure Chubb will be around to complete your claim.

Chubb Insurance has also received many accolades for its claims service, their focus is to resolve your claim in the shortest possible time.

(Top)