Quoting Guidelines
Definitions:
Cameras & Video:
Photographic equipment with a replacement value exceeding $2500
- Camera Bodies
- Cases & Carry Bags
- Digital Backs
- Digital Cameras
- Flash Units & Lighting
- Lenses
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- Non Digital Cameras
- On Camera Storage Media
- Power Packs
- Tripods
- Video Cameras
- Video Equipment - Portable
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Laptops & iPhones:
Electronic equipment including:
- Data Projectors
- GPS
- iPhones
- Laptops
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- PDA's
- Mobile EFTPos
- Tablet Computers
- 2 way Radios
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Scuba Diving Equipment:
Equipment used in conjunction with recreational and commercial underwater diving, but does NOT include:
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- Underwater Camera Equipment
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Static Office & medical:
All equipment requiring permanent attachment to a power source and of a size and capacity limiting portability,
that is designed for use in an office or medical/veterinary surgery.
- Desktops
- Copiers
- Faxes
- Printers
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- Scanners
- Servers
- Telecommunications
- Static Medical Equipment
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Underwater Camera Equipment:
Photographic and video equipment used in conjunction with recreational and/or commercial underwater diving and
includes:
- Camera Bodies
- Lenses
- Mounting Accessories
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- Surf Housings
- Underwater Camera Housings
- Underwater Lighting
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Online Premium Calculators:
Each equipment category has it's own specific Premium Calculator, different types of electronic equipment can be
subject to marginally different premiums. Please use a seperate Application Form for each equipment
category and ensure you use the premium calculator for that equipment category.
Please refer any quotes where:
- An individual item has a value greater than $25,000 incl GST.
- If the total sum insured is greater than $100,000 incl GST.
- If the type of equipment is not listed.
- Equipment was purchased overseas.
- If the equipment is normally located in multiple locations
- On Australian owned equipment not normally located in Australia. Cover is provided for equipment travelling
outside Australia for upto 28 days on any single trip only. An extension to a maximum of 90 days is available
on payment of an additional premium.
Equipment we will not insure:
- Equipment that is more than 1 month old, except for photographic equipment that has been previously insured
by us or is accompanied by a condition report signed by an approved dealer or manufacturer's service
agent.
- Underwater equipment that is more than 1 month old, except for equipment that has been previously
insured by us or is accompanied by a condition report signed by an approved dealer or manufacturer's
service agent.
- That was not purchased by an Australian resident.
- That was not purchased form an approved manufacturer's agent or supplier.
- That is not usually domiciled in Australia
- Where there has been a previous claim in the last 5 years.
- Used in the mining (underground), energy, chemical and heavy industries.
Policy Period:
We are able to quote for policy periods as follows:
- All underwater equipment: 1 year
- New electronic equipment and camera equipment new or used: 3 years
- New static equipment: 5 years
Click the link images below to go back to the relevant insurance
page:
  
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